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Alabama residents have several options for eliminating their credit card debt. If you are looking to consolidate your credit cards, consider speaking with an accredited financial counselor with a reputable credit counseling agency.

In addition to budgeting assistance, credit counselors can help you develop a debt management plan so that you can eliminate your credit card debt. A debt management plan offers a single consolidated payment each month that is frequently lower than your combined individual monthly payments.

There are many key benefits to a debt management plan. These can include reduced finance charges, an end to late and over-the-limit fees and an automatic payment option. This consolidated payment is disbursed to each of your creditors monthly on your behalf.

Consider one of the following agencies to help with credit card consolidation.

Alabama Credit Counseling Agencies

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Andalusia: CCCS of Alabama, Inc., (800) 662-6119

Auburn/Opelika: CCCS of Alabama, Inc., (800) 662-6119

Birmingham: CCCS of Central Alabama, (888) 260-2227

Decatur, Dothan, Enterprise, Florence: CCCS of Alabama, Inc.,
          (800) 662-6119

Huntsville: CCCS of the Tennessee River Valley, (256) 881-1000

Jackson: CCCS of Mobile - Family Counseling Center of Mobile, Inc.,
          (888) 880-1413

Mobile: CCCS of Mobile - Family Counseling Center of Mobile, Inc.,
          (888) 880-1416
          Consumer Credit Counseling Service of West Florida, Inc.,
          (800) 343-3317

Montgomery: CCCS of Alabama, Inc., (800) 662-6119

Montrose: CCCS of Mobile - Family Counseling Center of Mobile, Inc.,
          (800) 880-1412

Selma, Tuscaloosa: CCCS of Alabama, Inc., (800) 662-6119

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